<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="/sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url><loc>https://www.ciclosolidario.co/</loc><changefreq>daily</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ediciones</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/eventos/capacitaciones</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/eventos/consultoria</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/eventos/conversatorios</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/prueba</loc><lastmod>2024-04-08T15:05Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/en-51-cerro-en-febrero-la-cartera-vencida-en-colombia-respecto-febrero-2023-el-saldo</loc><lastmod>2024-04-16T11:45Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/tasa-de-aprobacion-en-creditos-comerciales-se-mantiene-sobre-el-92-mientras-la</loc><lastmod>2024-04-17T18:38Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/suscripciones-y-contacto</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/competitividad-y-fijacion-de-precios-un-gran-desafio-hoy-en-la-industria-de-la</loc><lastmod>2024-04-27T00:25Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/solidario/mejora-en-la-perspectiva-de-calificacion-crediticia-de-guatemala-segun-sp-global-ratings</loc><lastmod>2024-07-05T21:30Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/evolucion-de-los-medios-de-pago-en-america-latina</loc><lastmod>2024-05-09T20:42Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/analisis-del-primer-trimestre-2024-tendencias-y-perspectivas-del-credito-bancario-en</loc><lastmod>2024-05-10T00:04Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/bidlab-acompana-la-revolucion-financiera-digital-en-centroamerica</loc><lastmod>2024-05-10T16:48Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/transformacion-digital-en-accion-ditobanx-lidera-tokenizacion-de-hotel-en-el-salvador</loc><lastmod>2024-05-10T16:58Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/sano-crecimiento-de-la-cartera-de-creditos-en-guatemala-marzo-de-2024</loc><lastmod>2024-05-11T17:36Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/analisis-de-la-encuesta-sobre-creditos-bancarios-del-primer-trimestre-de-2024</loc><lastmod>2024-05-14T14:00Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/estabilidad-de-tasa-de-interes-lider-podria-aportar-una-mejora-en-la-cartera-bancaria</loc><lastmod>2024-05-14T16:28Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/ecuador-encrucijada-y-oportunidades</loc><lastmod>2024-05-14T18:41Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/liderazgo-transformador-para-una-estrategia-de-impacto</loc><lastmod>2024-05-16T00:10Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/liderazgo-vision-y-direccion-en-la-planeacion-estrategica-la-primera-dimension</loc><lastmod>2024-05-22T14:42Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/implementacion-de-la-ley-fintec-avances-y-desafios-en-el-mercado-financiero</loc><lastmod>2024-05-16T22:41Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/como-las-empresas-chilenas-se-adaptan-la-caida-del-dolar</loc><lastmod>2024-05-16T23:08Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/la-cartera-vencida-marzo-de-2024-en-colombia-cerro-en-el-52</loc><lastmod>2024-05-17T15:39Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/icetex-lanza-plan-de-alivio-para-deudores-castigados-con-condonaciones-entre-el-60-y</loc><lastmod>2024-05-18T00:07Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/situacion-del-credito-y-la-cartera-en-el-sistema-financiero-ecuatoriano-marzo-de-2024</loc><lastmod>2024-05-20T15:29Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/desafios-y-perspectivas-del-credito-en-colombia-segun-fitch-ratings-0</loc><lastmod>2024-05-20T16:17Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/el-credito-en-guatemala-impulsando-el-crecimiento-economico-en-2024</loc><lastmod>2024-05-21T14:53Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/nuevo-decreto-regulatorio-para-tarjetas-de-credito-en-guatemala</loc><lastmod>2024-05-21T18:18Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/tendencias-de-la-industria-del-credito-en-colombia-en-el-primer-trimestre-de-2024</loc><lastmod>2024-05-22T19:56Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/transformacion-de-los-metodos-de-pago-en-america-latina</loc><lastmod>2024-06-04T16:22Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/reporte-de-inclusion-financiera-2023-avances-y-retos-en-colombia</loc><lastmod>2024-06-04T17:15Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/remesas-colombia-un-nuevo-record-historico-en-abril</loc><lastmod>2024-06-05T15:42Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/la-inversion-fue-el-tema-en-que-se-centro-mario-pardo-en-su-discurso-inaugural-de-la</loc><lastmod>2024-06-06T03:12Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/524-fue-el-indicador-de-calidad-de-cartera-por-mora-abril-frente-al-517-de-marzo</loc><lastmod>2024-06-14T22:36Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/524-fue-el-indicador-de-calidad-de-cartera-por-mora-abril-frente-al-517-de-marzo-0</loc><lastmod>2024-06-14T22:56Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/sin-categoria/redefiniendo-el-modelo-de-cobranzas-tradicional-una-estrategia-para-el-bienestar</loc><lastmod>2024-07-02T16:46Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/solidario/una-bomba-punto-de-explotar-los-peligros-que-encierra-el-proyecto-de-circular-de-la-sic</loc><lastmod>2025-05-14T19:05Z</lastmod><changefreq>daily</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/solidario/clone-una-bomba-punto-de-explotar-los-peligros-que-encierra-el-proyecto-de-circular-de-la</loc><lastmod>2025-05-14T21:44Z</lastmod><changefreq>hourly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ano/2021</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ano/2022</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ediciones/sin-edicion</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ano/2018</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ano/2017</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ano/2016</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ano/2019</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ediciones/edicion-1-marzo-ciclo-solidario-editorial</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ano/2020</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ediciones/edicion-2-abril-2020</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/coopmetrics</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ediciones/edicion-no3-mayo-2020-retos-post-pandemia</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/ediciones/edicion-impresa-no37-ciclo-de-riesgo</loc><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/coopmetrics/modelo-bajo-presion</loc><lastmod>2020-03-10T17:44Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/vitrina</loc><lastmod>2020-03-10T17:51Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/choque-de-leyes</loc><lastmod>2020-03-10T17:53Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/la-tecnologia-y-el-exceso-de-liquidez</loc><lastmod>2020-03-10T17:54Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/una-mirada-al-sector-desde-la-calificadora-de-riesgo</loc><lastmod>2020-03-10T18:06Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/la-calificacion-de-cartera-uno-de-los-mayores-desafios-del-sector</loc><lastmod>2020-03-10T18:06Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/mercadeo-defensivo</loc><lastmod>2020-03-10T18:09Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/la-cifra-virulenta</loc><lastmod>2020-03-19T15:56Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/balance-preliminar-sector-solidario-en-2019-bajo-un-ambiente-competitivo-y-entornos</loc><lastmod>2020-03-19T16:22Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/medidas-ecnomicas-tomadas-por-los-gobiernos-del-mundo-frente-al-impacto-del-convid-19</loc><lastmod>2020-03-19T16:26Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/tendencias-comerciales-de-america-latina-y-el-caribe-y-el-impacto-potencial-del-covid-19</loc><lastmod>2020-03-19T16:32Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/una-primera-vision-del-impacto-en-el-gasto-de-los-hogares-de-la-crisis-por-covid-19</loc><lastmod>2020-03-19T17:11Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/calificacion-de-cartera-implicaciones-y-retos-para-el-sector-solidario</loc><lastmod>2020-05-09T16:47Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/soluciones-de-video-conferencia-gratuitas-para-apoyar-el-trabajo-en-casa</loc><lastmod>2020-03-19T17:34Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/medidas-adoptadas-por-supersolidaria-ante-crisis-por-covid</loc><lastmod>2020-03-20T19:51Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/supersolidaria-emite-circular-no-12-para-garantizar-la-operacion</loc><lastmod>2020-04-16T20:50Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/editorial/editorial-edicion-no1-lanzamiento-ciclo-solidario-carta-del-director</loc><lastmod>2020-03-20T20:19Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/capacitaciones</loc><lastmod>2020-03-20T20:39Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/content/consultoria-especializada-en-la-gestion-de-riesgo</loc><lastmod>2020-03-20T21:42Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/fecolfin-pide-medidas-al-gobierno-para-las-cooperativas</loc><lastmod>2020-03-20T22:21Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/colombia-no-creceria-en-2020-y-banrep-anuncia-medidas-equipo-macroeconomia-y-mercados</loc><lastmod>2020-03-24T17:18Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/reporte-felaban-acciones-de-politica-economica-por-covid-19</loc><lastmod>2020-03-31T00:18Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/efecto-covid-en-la-calidad-de-la-cartera-encuesta-cifras-y-conceptos</loc><lastmod>2020-04-15T00:15Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/escenarios-de-recuperacion-por-efecto-covid-monitor-deloitte</loc><lastmod>2020-04-15T00:13Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/monitor-mundial-cooperativo-2019-ranking-top300</loc><lastmod>2020-04-13T17:22Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/sorprendio-el-crecimiento-del-gasto-de-los-hogares-del-112-para-marzo</loc><lastmod>2020-04-15T00:12Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/cooperativas-de-ahorro-y-credito-analisis-de-sectores-y-areas-geograficas-con-mayor-riesgo</loc><lastmod>2020-04-13T21:14Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/encuesta-de-la-camara-de-comercio-de-bogota-del-impacto-del-covid-en-las-empresas</loc><lastmod>2020-04-15T00:12Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/encuesta-de-la-andi-para-medir-liquidez-de-las-empresas</loc><lastmod>2020-04-15T00:10Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/se-adoptan-medidas-transitorias-especiales-en-materia-de-procesos-de-insolvencia</loc><lastmod>2020-04-16T20:31Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/perspectiva-de-ricardo-lozano-superintendente-de-economia-solidaria</loc><lastmod>2020-04-16T22:50Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/estimacion-de-kpmg-sobre-el-impacto-de-la-crisis-en-provisiones</loc><lastmod>2020-04-16T22:08Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/seis-aliados-tecnologicos-para-superar-la-crisis</loc><lastmod>2020-04-17T20:23Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/reapertura-e-impuso-de-la-economia-colombiana-durante-crisis-covid</loc><lastmod>2020-04-17T21:06Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/recuperacion-de-cartera-y-cobranza-en-momentos-de-pandemia</loc><lastmod>2020-04-18T21:55Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/30-de-abril-vence-plazo-para-comentarios-siar-y-saro-supersolidaria</loc><lastmod>2020-04-18T16:09Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/foco-en-calidad-de-cartera-y-otras-recomendaciones-del-estudio-de-supersolidaria</loc><lastmod>2020-04-18T16:57Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/el-credito-y-la-pandemia</loc><lastmod>2020-04-18T17:07Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/coopmetrics/resultados-pre-pandemia-una-mirada-al-cierre-2019-antes-de-la-crisis</loc><lastmod>2020-04-18T20:37Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/editorial/editorial-edicion-no2-ricardo-duran-director</loc><lastmod>2020-04-18T17:44Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/covid-19-ha-afectado-mas-las-generaciones-x-y-millennials-en-colombia</loc><lastmod>2020-04-30T15:59Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/que-pasa-en-colombia-hoy-dia-37-de-la-cuarentena</loc><lastmod>2020-04-30T17:04Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/china-acelera-su-moneda-digital-soberana-su-nueva-arma-en-momentos-de-rechazo-mundial-por-el</loc><lastmod>2020-05-04T20:01Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/marzo-2020-el-sistema-financiero-presento-adecuados-indicadores-de-resiliencia-en</loc><lastmod>2020-05-04T22:26Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/responda-al-nuevo-orden-mundial-con-estrategias-de-cobranza-renovadas</loc><lastmod>2020-05-14T01:50Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/seis-realidades-financieras-que-se-evidenciaron-con-el-covid-19</loc><lastmod>2020-05-14T01:53Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/un-nuevo-mundo-made-china-tras-el-covid-19</loc><lastmod>2020-05-14T02:13Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/abordando-nuevas-complejidades-con-una-evaluacion-del-credito-renovado</loc><lastmod>2020-05-14T02:15Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/perspectivas-crediticias-en-medio-del-covid-19-asobancaria</loc><lastmod>2020-05-14T02:19Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/el-marketing-en-el-mundo-post-pandemia</loc><lastmod>2020-05-14T02:22Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/la-pandemia-obliga-calibrar-los-modelos-de-riesgo-de-las-entidades-crediticias</loc><lastmod>2020-05-14T19:24Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/perdimos-6-anos-de-crecimiento-de-gasto-de-los-hogares-por-culpa-del-aislamiento-por-el</loc><lastmod>2020-05-14T14:41Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/del-87-es-la-tasa-de-aprobacion-general-de-las-solicitudes-de-credito-con</loc><lastmod>2020-05-14T19:30Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/boletin-macroeconomico-supersolidaria-no43-mayo-12-de-2020</loc><lastmod>2020-05-14T15:33Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/fecolfin-enfrenta-el-mayor-desafio-de-su-historia-en-medio-de-la-celebracion-de-sus-8-anos</loc><lastmod>2020-05-14T17:59Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/irl-versus-brecha-de-liquidez</loc><lastmod>2020-05-14T16:29Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/coopmetrics/el-riesgo-de-los-fondos-de-empleados-pequenos</loc><lastmod>2020-05-14T16:36Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/editorial-edicion-no-3-mayo-2020-retos-post-pandemia/retos-post-pandemia-editorial-edicion-no-3-mayo</loc><lastmod>2020-06-01T19:17Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/socorro-neira-asume-como-presidente-de-financiera-comultrasan</loc><lastmod>2020-05-15T16:48Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/una-mirada-al-riesgo-de-credito-desde-el-banco-de-espana</loc><lastmod>2020-05-20T12:47Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/solicitudes-ley-de-insolvencia-abril-y-mayo-e-inventario-primer-trimestre-de-2020</loc><lastmod>2020-05-21T23:15Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/el-boletin-de-analisis-macroeconomico-de-la-superintendencia-economia-solidaria-no-44-de-mayo-19-de</loc><lastmod>2020-05-21T23:34Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/covid-19-la-crisis-que-nadie-imagino-parte-1</loc><lastmod>2020-05-26T23:17Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/erick-rincon-presidente-de-colombia-fintech-nuevo-presidente-de-la-alianza-fintech</loc><lastmod>2020-06-01T19:44Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/17-junio-vence-segundo-plazo-del-subsidio-la-nomina-estos-son-los-requisitos</loc><lastmod>2020-06-01T19:48Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/que-le-espera-las-marcas</loc><lastmod>2020-06-01T19:51Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/addi-se-da-el-lujo-de-recaudar-us15-millones-colocandose-en-el-top-de-las-fintech-con-mayor</loc><lastmod>2020-06-01T19:55Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/crecimiento-en-la-gran-cuarentena</loc><lastmod>2020-06-01T20:02Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/aprobado-en-camara-proyecto-borron-y-cuenta-nuevaen-los-reportes-centrales-de-riesgo</loc><lastmod>2020-06-01T20:30Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/un-excelente-fondo-de-empleados</loc><lastmod>2020-06-01T20:37Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/espejismos-crediticios</loc><lastmod>2020-06-01T20:38Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/coopmetrics/coronavirus-y-sarc-una-pareja-disfuncional</loc><lastmod>2020-06-01T20:40Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/del-escenario-moderado-al-escenario-severo-ed-no-4-junio-2020</loc><lastmod>2020-06-01T20:56Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/fecolfin-propone-crear-fondo-de-liquidez-para-compra-de-cartera-cooperativa</loc><lastmod>2020-06-22T17:23Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/por-fin-la-comision-intersectorial-de-economia-solidaria</loc><lastmod>2020-06-22T16:50Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/confecoop-resalta-6-grupos-sociales-como-los-de-mayor-afectacion-por-la-crisis</loc><lastmod>2020-06-22T17:22Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/todo-un-caso-de-exito-la-fundacion-social-duena-del-banco-caja-social-pagara</loc><lastmod>2020-06-24T14:20Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/ecosistema-financiero-digital-una-oportunidad-para-la-reinvencion</loc><lastmod>2020-07-01T12:58Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/supersociedades-presento-el-reglamento-del-procedimiento-de-recuperacion</loc><lastmod>2020-07-01T13:02Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/boletin-de-analisis-macroeconomico-de-la-superintendencia-economia-solidaria-no50-de</loc><lastmod>2020-07-01T14:26Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/las-trampas-que-encierran-los-alivios-masivos-otorgados-los-deudores-y-la</loc><lastmod>2020-07-01T15:45Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/las-organizaciones-teal-o-verdeazuladas-son-las-llamadas-liderar-la</loc><lastmod>2020-07-09T22:49Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/microempresas-seran-herramienta-clave-en-recuperacion-economica-de-colombia</loc><lastmod>2020-07-15T02:49Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/reflexiones-sobre-prestamos-solidarios-durante-tiempos-de-la-pandemia-covid-19</loc><lastmod>2020-07-16T14:47Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/supersolidaria-emite-instrucciones-en-materia-de-cartera-de-creditos</loc><lastmod>2020-07-19T01:02Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/solo-el-366-de-la-poblacion-adulta-contaba-con-credito-vigente-dic-2019</loc><lastmod>2020-07-19T01:56Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/content/cifras-cartera-cooperativas-de-ahorro-y-credito-mayo</loc><lastmod>2020-07-31T19:45Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/38193922-es-el-limite-de-inembargabilidad-de-dinero-en-cuentas-de-ahorros-y</loc><lastmod>2020-11-11T14:39Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/hernando-jose-gomez-nuevo-presidente-de-asobancaria-partir-del-1-de-enero-de-2021</loc><lastmod>2020-11-11T14:44Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/como-luce-el-cierre-de-ano-en-calidad-de-cartera-el-superfinanciero-comparte-sus</loc><lastmod>2020-11-11T14:49Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/aun-no-se-ve-llegar-la-oleada-de-insolvencias-empresariales-que-tanto-se-teme-0</loc><lastmod>2020-11-11T15:13Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/fecolfin-reune-al-cooperativismo-financiero-mundial-en-la-vii-convencion-del-gremio</loc><lastmod>2020-11-24T20:51Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/tercer-dia-sin-iva-un-hito-de-facturacion-y-transacciones-en-la-historia-de-colombia</loc><lastmod>2020-12-03T13:58Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/la-pandemia-dinamizo-nuestros-procesos-coophumana</loc><lastmod>2021-01-14T22:43Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/el-camino-hacia-las-neo-cooperativas-en-colombia</loc><lastmod>2021-01-14T22:42Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/regulaciongrc/los-retos-de-un-modelo-de-perdidas-esperadas-para-el-sector-de-economia-solidaria</loc><lastmod>2021-01-14T22:48Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/liliana-andrea-forero-asume-como-superintendente-encargada-de-la-economia-solidaria</loc><lastmod>2021-05-28T20:05Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/fallece-el-doctor-francisco-florez-arenas-presidente-del-consejo-de-administracion-del-grupo</loc><lastmod>2021-05-31T20:59Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/marzo-la-cartera-de-las-cooperativas-vigiladas-mas-deteriorada-al-cerrar-en-el-58-frente-al</loc><lastmod>2021-06-01T14:23Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/ecoins-la-primera-moneda-que-premia-el-compromiso-con-el-reciclaje-llega-bogota</loc><lastmod>2021-06-02T20:18Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/asista-esta-jornada-de-actualizacion-circular-basica-contable-y-financiera</loc><lastmod>2021-06-03T22:48Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/los-ingresos-operacionales-de-las-1000-empresas-mas-grandes-de-colombia-disminuyeron-un-76</loc><lastmod>2021-06-11T14:32Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/indicadores-de-cartera-en-el-sector-cooperativo-diciembre-2021</loc><lastmod>2022-04-12T18:38Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/superintendencia-de-la-economia-solidaria-presente-en-republica-dominicana-en-evento-de</loc><lastmod>2022-04-29T16:37Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/director-de-credito-coasmedas-gabriel-chavez-viva-la-revista-en-vivo</loc><lastmod>2022-08-09T20:17Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/marketplace-de-recuperacion-empresarial-un-proyecto-que-espera-promover-el-acceso</loc><lastmod>2022-08-31T19:24Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/tres-alertas-tempranas-advierte-el-superfinanciero-que-senalan-mayor-deterioro-de</loc><lastmod>2022-08-31T19:35Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/en-el-38-cerro-la-cartera-vencida-en-mayo-y-84-fue-el-indicador-por-calificacion</loc><lastmod>2022-08-31T19:30Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/cerca-de-7-de-cada-10-personas-no-cuentan-con-creditos-ni-los-han-solicitado</loc><lastmod>2022-08-31T19:34Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/vitrina/de-las-172-mil-empresas-que-se-crearon-en-el-primer-semestre-del-ano-75-son-personas-y-solo</loc><lastmod>2022-08-31T19:40Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/gerente-de-credito-y-cartera-de-juriscoop-cristian-espana-viva-la-revista-en-vivo</loc><lastmod>2022-08-31T20:55Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/management-y-tecnologia/detecte-los-fenomenos-de-mentalidad-de-rebano-y-rompa-el-hechizo</loc><lastmod>2022-09-01T16:53Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/liderar-el-cambio-agil-es-ahora-tambien-un-reto-de-los-cfo</loc><lastmod>2022-09-01T16:55Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/como-negociar-con-un-mentiroso</loc><lastmod>2022-09-01T16:58Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/la-cifra/mientras-el-gasto-de-los-hogares-crece-en-el-48-la-colocacion-crediticia-crecio-61</loc><lastmod>2022-09-14T20:01Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/quien-es-el-equipo-directivo-que-recibe-hernando-chica-zuccardi-en-banco-agrario</loc><lastmod>2022-09-14T19:55Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ciclosolidario.co/credito-y-cobranza/marco-antonio-rizo-nuevo-presidente-de-bancoomeva</loc><lastmod>2022-09-29T17:13Z</lastmod><changefreq>never</changefreq><priority>1.0</priority></url>
</urlset>
